TL;DR
In rural Utah, a private well usually beats a city tap if the connection fee plus trenching exceeds about $25,000, or if the parcel is more than a few hundred feet from a main. Wells also avoid monthly water bills that compound over decades.
Summary
Comparing the real cost of drilling a private well versus paying to connect to municipal water in rural Utah. Upfront expenses, monthly bills, and long-term break-even — broken down clearly.